Our Business Principles

Our first business principle is to offer you one of the most competitive premium rates in the market. We regularly review our rates to ensure you can offer your clients a great deal.

Offering competitive premiums is, however, only half the story, the other half is the service you receive.

You can speak directly to our underwriters who will be happy to discuss cases directly with you, and offer immediate guidance on rating and cover. We are very flexible and will always endeavour to meet you and your client's needs.

Our processing department works to tight deadlines ensuring all applications are processed quickly and efficiently. We aim to respond to all correspondence within 72 hours, and where a medical is required we arrange the appointment to suit your client's convenience.

We write Term Life Assurance Cover in a variety of forms and terms. These include Level Term, Mortgage Protection Policies, bespoke Business Protection Cover Policies and Gift Inter Vivos Policies. All of which you can have on risk on the same day if you get agreement from our underwriters. Up to one Million pounds can be on risk with this facility. We also specialise in Group Life cases and we will quote for Groups of up to 75 lives.

Feel free to speak to us and our underwriters, we are here to help you write more business and to give you a service that is second to none.