Keyman Assurance Keyman Insurance for UK businesses is an area in which we excel. Brokers and their clients value our ability to tailor cover to their specific requirements, and our focus upon personal and efficient levels of service. All of which is available at highly competitive premiums. Keyman Insurance may be used to cover many needs, including employee replacement, investment, loan or mortgage protection, management buyout outs and other business protection needs. The options available with Lutine's Keyman Insurance include: • Assumption of cover for sums assured of up to £1million, for periods of up to 30 days whilst the underwriting process is completed • Increasing, Decreasing, Renewable and Contingency Cover • Total Permanent Disability (TPD) option • 'Door to Door Cover' For more immediate cover our Stopgap scheme offers immediate Keyman Insurance cover for periods of as little as one hour with sums assured up to £1million for specific cases.