Stopgap Our Stopgap cover offers immediate term assurance from one hour to one year, for sums assured of up to £1,000,000. The scheme is available for single, joint or group life cases to meet the needs of a variety of situations including: • 'Keyman Insurance' for management buyouts, business loans, commercial mortgages, business trips etc. • Short term death in service for redundancy or job changes • Cover during proposal underwriting by another insurer • Short term mortgage protection - to remove completion delays