Term Assurance As providers of specialist term assurance we are able to offer a range of covers to meet a wide variety of needs, at some of the most competitive premiums on the market. Policy terms range from one day to 25 years, and include a range of options including Level, Renewable, Decreasing (DTA), Increasing and Contingent. The policies may be used to meet a variety of needs including: • Personal and Business Protection • Keyman Insurance • Conventional Term Assurance • Contingency Assurance • Mortgage Protection • Gift Inter Vivos - Inheritance Tax Protection (IHT) • Divorce Maintenance Assurance Our service and underwriting is quick and flexible, and we are able to assume cover subject to underwriting, on receipt of a completed proposal. We are also able to offer cover for high sums assured, and tailor benefits for complicated or unusual cases.