Group Personal Accident & Business Travel

Lutine Assurance has designed a competitive range of accident and health related products including Group Personal Accident, Sickness & Business Travel underwritten at Lloyd's of London by Syndicate 5820 and supported by Jubilee Service Solutions. Together we provide in-depth knowledge, market leading turnaround times, policy servicing, premium collection and claims management.

Group Personal Accident & Business Travel can be purchased individually or jointly, and Sickness can be added to enhance your clients benefit offering, maximising flexibility to suit their individual business needs.

Personal Accident

Our extensive range of Group Personal Accident benefits provide ultimate flexibility and, depending on your client's needs, can cover all employees whilst at work or be extended to include 24 hour coverage. Benefits include:-

  • Accidental death benefits
  • Medical expenses
  • Employee replacement & job resumption expenses
  • Permanent partial disability
  • Permanent total disability Temporary disablement
  • Benefits can be structured to be paid weekly for a set period of time, as a lump sum or as a combination of both.

Sickness

Sickness insurance provides peace of mind to employers & employees in the event of an employee suffering from a medical condition and being unable to work. This insurance:-

  • Covers all elements of medical conditions 
  • No medical underwriting will be requested on pre existing conditions older than 2 years
  • Provides medical expenses cover

Business Travel

Business Travel offers employees comprehensive worldwide cover whilst travelling on behalf of their employer. This covers all business travel from planes, trains and automobiles and includes:-

  • Overseas medical & emergency expenses
  • Lost property, passport & money
  • Delayed and lost baggage
  • Legal expenses
  • Cancellation, curtailment or rearrangement expenses
  • Travel delay & disruption
  • Hijack, kidnap & hostage cover
  • Natural disasters covered unless civil aviation advise is recommend not to travel

This cover can also be extended to personal travel at the client's request.

Accidents, sickness or travel inconvenience can be devastating to both employers and employees and is why we have designed a flexible approach to ensure your clients needs are met.

Although we cannot guarantee to provide terms for everything, we regularly provide cover for many obscure risks in volatile locations throughout the world - our underwriting is flexible just like our product!

Key Features

  • 48 hour quotation service
  • Competitive Premiums
  • Terms up to employees 75th Birthday
  • 20% broker commission
  • Underwritten by Syndicate 5820 at Lloyd's of London, offering some of the highest levels of financial security

Contact Lutine for a Quotation

To discuss further please give the team a call on 0121 200 1919 selecting option 1 or e-mail your enquiry to grouppa@lutine.com

Further information:

To read full policy wording please click here

To download a Group Personal Accident & Sickness quotation request form please click here

 To download a Group Business Travel quotation request form please click here