Legal Notices

This page sets forth the terms and conditions under which the Jubilee Group ("Jubilee") provides the information on this Web site, as well as the terms and conditions governing your use of this site. By making use of this site, you agree to be bound by the terms and conditions we have outlined below. If you do not accept these terms and conditions, do not continue to use or access thissite.

Accuracy of Information

Jubilee does not warrant or guarantee the accuracy or completeness of the information provided on this Web site. Under no circumstances will Jubilee be liable for any loss or direct, indirect, incidental, special or consequential damages caused by reliance on this information.

The information on this Web site may be changed or updated without notice. Jubilee may also make improvements and/or changes in the products, services and/or programs described on this site at any time without notice.

Confidentiality

Information concerning any of the companies in the Jubilee Group, their employees, policyholders, customers, agents, or others on whom data is collected, stored, or processed is the property of Jubilee and is confidential except for necessary disclosures required by law.

Copyright Policy

You may cite or refer to the information on this site and make copies of the information for your own use.

Enforceability of These ProvisionsShould any of these terms and conditions be held invalid, that invalid provision shall be construed to be consistent with the applicable law, and in a manner so as to remain consistent with the original intent of Jubilee. Provisions not otherwise held invalid shall remain in force.

Hypertext Links

You may note that various sections of the pages on this site provide hypertext links to other sites created by other organisations.

We provide you links to other sites as a free service. Because those other sites are not under our control, we cannot guarantee the quality, accuracy, or timelines of those sites. Nor is our connection to those sites an endorsement or adoption of the views expressed or of the products and services sold on those sites. Questions about the content of those sites should be directed to their authors.

It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses, malicious codes and other items of a destructive nature. IN NO EVENT WILL JUBILEE BE LIABLE TO ANY PARTY FOR ANY LOSS OR DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES CAUSED BY USE OF THIS WEB SITE, OR ANY OTHER HYPERLINKED WEB SITE.

Products and Services

Please note that except where specified none of the information contained in this Web site should be viewed as an offer to sell or as a solicitation to purchase any of our products or services. The information on our products and services is provided to you so that you can learn what products Jubilee generally offers.

Coverage statements on this Web site are for general description purposes only. This Web site does not amend, modify or supplement the policies. Furthermore, not all coverages are available in every state or country. Consult the actual policy or send us a message via our Contact Us page for the name of an agent who can supply you with details regarding terms, conditions, coverages, exclusions, products, and services.

Professional Advice

The information provided on this site is distributed with the understanding that Jubilee is not providing professional advice of any type. If you have a question requiring professional advice, such as a question relating to law, tax or financial planning, please seek the advice of a qualified professional in the relevant field.

UserID/Password Use

If you have been assigned a userID for access to restricted sections of this site, you are responsible for all activities executed under your userID and are the only one who may use it. To meet this responsibility, you are expected to select secure passwords and keep them confidential. Allowing another person to use your userID and its associated passwords, using a userID and password assigned to another person, or attempting to gain access to resources for which you are not authorized is a serious breach of security.

Warranties

Jubilee specifically disclaims all warranties with respect to this Web site or your use thereof, express, implied, or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. Jubilee shall not be liable for any damages resulting from the use or misuse of this site or the information on this site.